Growing Your Business with UnLock and Total Tools Partnership

Pick Up Your Tools Now And Pay For Them In 30 days:

Get Your New Buy Now Pay Later Card

Unlock your buying potential now

Buy Now Pay Later for Business.

With UnLock you don’t need the money to hand to buy something your business needs – we pay for it so you can get on with the job, then you pay us back later.

Unlock The Total Potential of your UnLock Buy Now Pay Later Account

Here at UnLock  your success is what we live for!

We’re always looking for ways to put the power back into your hands, and now – more than ever – that means a better, simpler way to access money.

UnLock Mastercard® has joined the Total Tools family to help us do just that. Providing you with access to working capital within minutes, it’s now even easier to buy what you need, when you need it.

How Does It Work?

Our Process


Sign Up today!

Ready to increase your business cashflow and create more buying power for your business?

Our Customers


“Cash flow has always been a point of concern in my business. Now with my new UnLock Mastercard® I have up to 30 days extra to pay my invoices “


“Using my new UnLock Mastercard® has made paying my invoices easier then ever.

6 ways Unlock makes Invoice Financing Easy

Choose your extended payment terms

Credit terms are 30 days when you pay using the Total Tools UnLock Mastercard®.


Simplify your expenses

All your transactions on the UnLock Mastercard® are bundled into one account, so you can pay them all with one monthly payment. Simple.

Huge range of suppliers

Use the UnLock Mastercard® to buy all your materials through Total Tools.

Payment Flexibility

Pay for invoices and make purchases online and instore.

Simplify your expenses

Use your card for purchases between $1.99 to $19,999, within your personalised UnLock account limit.

Personalised buying limit

Pay invoices for any amount up to your available personalised UnLock account limit.

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